Equifax (NYSE:EFX) Research Coverage Started at Royal Bank of Canada

Royal Bank of Canada initiated coverage on shares of Equifax (NYSE:EFX) in a report released on Wednesday, July 3rd, BenzingaRatingsTable reports. The brokerage issued an outperform rating on the credit services provider’s stock.

Other analysts also recently issued reports about the stock. Deutsche Bank reaffirmed a hold rating on shares of United Parcel Service in a report on Tuesday, July 2nd. Exane BNP Paribas began coverage on shares of TransUnion in a research note on Friday, March 15th. They issued a neutral rating and a $66.00 target price for the company. Barclays boosted their target price on shares of WEX […] Read more

It’s about time we started talking about money, debt

Canadians have never spent so much paying off debt, according to Statistics Canada, and a recent Equifax report showed the average debt per Canadian consumer — including mortgages — totalled $71,300 in the first quarter of 2019.

They say a problem shared is a problem halved.

But despite all the news about consumer debt and insolvencies, some Canadians still avoid talking about money.

A recent Angus Reid poll commissioned by the non-profit Credit Canada, found 24 per cent of Manitobans chose money as their least favourite topic, followed by sex (22 per cent), religion/politics (21 per cent), embarrassing health issues (16 per cent), […] Read more

Need a Car but Your Credit Is Bad? How to Get Started

Most people with good credit can walk into a dealership, pick out the vehicle they want, and sign the loan paperwork. People with bad credit, on the other hand, need to understand that their car buying experience is going to be a little different. These five steps can help you take on the bad credit car buying process with confidence.

Step 1: Know Your Credit

Before you can begin looking at vehicles, you need to know where your credit stands and what’s on your credit reports. You may be surprised by what you see.

You can get a complimentary copy of your credit […] Read more

Equifax (EFX) Research Coverage Started at BNP Paribas

BNP Paribas began coverage on shares of Equifax (NYSE:EFX) in a research report released on Friday morning. The brokerage issued an underperform rating and a $106.00 target price on the credit services provider’s stock.

Several other analysts have also recently weighed in on EFX. Zacks Investment Research raised Equifax from a sell rating to a hold rating in a report on Friday, February 22nd. Exane BNP Paribas started coverage on Equifax in a research note on Friday. They issued a neutral rating and a $106.00 price target for the company. Credit Suisse Group upped their price target on Equifax from $125.00 […] Read more

The mortgage ‘stress test’ has started harming Canadians more than it helps

When a mortgage stress test was first unveiled in late 2017 by the Office of the Superintendent of Financial Institutions (OSFI), it was to support the goals of keeping future Canadian homeowners’ financial “heads above water” and preventing “loose” lending. After more than a year in play, it is now apparent that the stress test is causing more harm than good, effectively closing a door in the faces of first-time homebuyers. The time has come for policy-makers to consider how to incentivize homebuyers in Canada, not penalize them.

Let’s dip into some recent history for context. We only have to go […] Read more

Why H&M Distributors just started accepting cryptocurrency payments

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It’s never too late to do crypto payments because all signs say the party’s just getting started.

The crypto payment solution is mildly ridiculous.
The crypto payment solution lets H&M Distributors eliminate chargebacks, process transactions within minutes and drastically cut the costs of international transfers to unlock a much wider global customer base.
There are huge opportunities in emerging markets for online retailers, and cryptocurrency payment solutions unlock them.

H&M Distributors – the Nevada-based lighting and light fixtures wholesaler, not the Swedish fast-fashion giant – has announced that it has started accepting cryptocurrency payments.

From one angle, it […] Read more

Massive Equifax hack reportedly started 4 months before it was detected

Enlarge / A monitor displays Equifax Inc. signage on the floor of the New York Stock Exchange (NYSE) in New York, US, on Friday, Sept. 15, 2017.

Michael Nagle/Bloomberg via Getty Images

Hackers behind the massive Equifax data breach began their attack no later than early March, more than four months before company officials discovered the intrusion, according to a report published Wednesday by the Wall Street Journal.

The first evidence of the hackers’ “interaction” with the Equifax network occurred on March 10, according to the report, which cited a confidential note that security firm FireEye sent to some Equifax customers. By then, a […] Read more