Equifax Data Breach May Have Affected 143 Million Customers

Equifax Data Breach May Have Affected 143 Million Customers

Equifax said Thursday that 143 million people could be affected by a recent data breach in which cyber-criminals stole information including names, Social Security numbers, birth dates, addresses, and the numbers of some driver’s licenses.

Additionally, credit card numbers for about 209,000 people were exposed, as was “personal identifying information” on roughly 182,000 customers involved in credit report disputes. As part of its investigation of this application vulnerability, Equifax also identified unauthorized access to limited personal information for certain UK and Canadian residents. Equifax will work with UK and Canadian regulators to determine appropriate next steps. The company has found no […] Read more

How Do I Contact the Credit Bureaus?

How Do I Contact the Credit Bureaus?

Contact Information For All of The Credit Bureaus

Credit bureaus, or credit reporting agencies, are companies that collect and maintain consumer credit information then resell it to other businesses in the form of a credit report. There many credit reporting agencies, or credit bureaus, in the United States, but most people are familiar with the big three: Equifax, Experian, and TransUnion. These bureaus are all publicly-traded, for-profit companies who are not owned by the government.

To correct errors on your credit report, you need to contact the credit bureau that is showing erroneous information. Your FICO┬« score uses the information on your […] Read more