Credit scores. Most of us have them—more than one—and many of us hate them. If you’re like a lot of Americans, your credit score is in the fair zone—from 580 to 699, depending on which scoring model is used, FICO or VantageScore. And that fair credit score can be, well, unfair. It places you the subprime category where you won’t get approved for the best rates or even the best credit cards.
Most people with fair credit already have at least one credit card. They also have a total credit line of less than $5,000. That’s proof that with a fair […] Read more