Debt-To-Income Ratio: What It Is and Why It Matters

Owing a lot of money can affect your ability to pay the bills, live on a comfortable budget, and accomplish other financial goals. It can also make it hard to get approved for additional loans if you need to borrow again. 

It’s not just how much you owe that matters, though — it’s how much you owe relative to the amount you make. That’s why your debt-to-income ratio is so important.

Your debt-to-income ratio, or DTI, is used by lenders to determine if you can afford to take on any more debt. If it is too high, you may be barred from […] Read more

Mitsubishi UFJ Kokusai Asset Management Co. Ltd. Has $2.73 Million Holdings in Equifax Inc. (NYSE:EFX)

Mitsubishi UFJ Kokusai Asset Management Co. Ltd. increased its stake in shares of Equifax Inc. (NYSE:EFX) by 25.8% in the second quarter, according to the company in its most recent Form 13F filing with the Securities & Exchange Commission. The firm owned 20,187 shares of the credit services provider’s stock after purchasing an additional 4,146 shares during the period. Mitsubishi UFJ Kokusai Asset Management Co. Ltd.’s holdings in Equifax were worth $2,730,000 as of its most recent SEC filing.

Other institutional investors also recently made changes to their positions in the company. NS Partners Ltd lifted its holdings in […] Read more

Institutional Investors Are Crazy About Equifax Inc (NYSE:EFX)

Sentiment for Equifax Inc (NYSE:EFX)

Equifax Inc (NYSE:EFX) institutional sentiment increased to 1.2 in Q1 2019. Its up 0.50, from 0.7 in 2018Q4. The ratio increased, as 180 active investment managers started new and increased equity positions, while 150 cut down and sold their holdings in Equifax Inc. The active investment managers in our partner’s database now have: 109.62 million shares, down from 111.39 million shares in 2018Q4. Also, the number of active investment managers holding Equifax Inc in their top 10 equity positions was flat from 2 to 2 for the same number . Sold All: 25 Reduced: […] Read more

Credit Suisse Ag Has Decreased Its Equifax (EFX) Holding; Last Week Carrizo Oil & Gas, Inc. (CRZO) Coverage

Among 3 analysts covering Carrizo Oil & Gas (NASDAQ:CRZO), 1 have Buy rating, 0 Sell and 2 Hold. Therefore 33% are positive. Carrizo Oil & Gas has $1900 highest and $1500 lowest target. $16.25’s average target is 96.02% above currents $8.29 stock price. Carrizo Oil & Gas had 9 analyst reports since March 11, 2019 according to SRatingsIntel. The rating was maintained by Alliance Global Partners on Monday, March 11 with “Buy”. See Carrizo Oil & Gas, Inc. (NASDAQ:CRZO) latest ratings:

12/08/2019 Broker: KeyBanc Capital Markets Old Rating: Overweight New Rating: Sector Weight Downgrade16/07/2019 Broker: Inc. – Common Stock […] Read more

Independent Franchise Partners Llp Has Increased Its Equifax (EFX) Stake by $21.48 Million as Shares Rose; Crestwood Advisors Has Lifted Its Holding in Sherwin Williams Co Com (SHW) as Stock Value Rose

Independent Franchise Partners Llp increased its stake in Equifax Inc (EFX) by 4.27% based on its latest 2019Q1 regulatory filing with the SEC. Independent Franchise Partners Llp bought 182,009 shares as the company’s stock rose 11.75% . The institutional investor held 4.44 million shares of the finance company at the end of 2019Q1, valued at $526.55 million, up from 4.26 million at the end of the previous reported quarter. Independent Franchise Partners Llp who had been investing in Equifax Inc for a number of months, seems to be bullish on the $17.55B market cap company. The stock increased […] Read more

Equifax (EFX) Valuation Rose While Toth Financial Advisory Has Lowered Holding by $691,126; Sumitomo Mitsui Trust Holdings Raised Holding in Ameren (AEE) by $3.27 Million

Toth Financial Advisory Corp decreased its stake in Equifax Inc (EFX) by 14.95% based on its latest 2019Q1 regulatory filing with the SEC. Toth Financial Advisory Corp sold 5,857 shares as the company’s stock rose 11.75% . The institutional investor held 33,312 shares of the finance company at the end of 2019Q1, valued at $3.95M, down from 39,169 at the end of the previous reported quarter. Toth Financial Advisory Corp who had been investing in Equifax Inc for a number of months, seems to be less bullish one the $17.55 billion market cap company. The stock increased 0.22% […] Read more

Equifax (NYSE:EFX) Reaches New 52-Week High at $146.69

Shares of Equifax Inc. (NYSE:EFX) reached a new 52-week high on Thursday . The stock traded as high as $146.69 and last traded at $145.92, with a volume of 184315 shares. The stock had previously closed at $144.89.

Several research analysts have weighed in on the company. SunTrust Banks upped their price target on Equifax to $155.00 and gave the stock a “buy” rating in a research note on Friday, July 26th. Deutsche Bank upped their price objective on Equifax from $110.00 to $136.00 and gave the stock a “hold” rating in a report on Tuesday, July 2nd. Zacks Investment Research […] Read more

Total System Services Inc. (TSS) and Equifax Inc. (NYSE:EFX) Comparing side by side

We are comparing Total System Services Inc. (NYSE:TSS) and Equifax Inc. (NYSE:EFX) on their dividends, institutional ownership, analyst recommendations, profitability, risk, earnings and valuation. They both are Credit Services companies, competing one another.

Valuation and Earnings

Gross Revenue
Price/Sales Ratio
Net Income
Earnings Per Share
Price/Earnings Ratio

Total System Services Inc.
112
5.72
N/A
3.27
41.57

Equifax Inc.
126
5.17
N/A
-3.53
0.00

Table 1 highlights Total System Services Inc. and Equifax Inc.’s top-line revenue, earnings per share and valuation.

Profitability

Table 2 provides us Total System Services Inc. and Equifax Inc.’s return on equity, return on assets and net margins.

Net Margins
Return on Equity
Return on Assets

Total System Services Inc.
0.00%
0%
0%

Equifax Inc.
0.00%
-14.9%
-5.8%

Volatility and […] Read more