Are you a teacher on a salary of €45,000? Or a mechanic on €35,000? Or a hairdresser and a lab assistant on joint income of €70,000? While Help to Buy might look appealing, with its offer of a 5 per cent taxback on your deposit, it’s not going to actually help you buy your first home.
Introduced in December 2016, Help to Buy promised to help to get putative home buyers out of the exorbitant rental market and on to the property ladder but it has really only delivered to a certain cohort: those on incomes (combined or otherwise) […] Read more